StellarOne Can Make Building Your Dream Home Easy and Affordable.

Building a home for you and your family can be a very gratifying and exciting endeavor. At StellarOne we want to make sure your financing experience is just as rewarding.

Construction Loans

• Up to 90% of cost
• Minimum Credit Score 630
• One time closing for construction and permanent financing (with 12 month locks and free float down)
• Competitive Rates and an array of programs for permanent financing

Lot Loans

• Up to 75% LTV ~ purchases only, borrower must have good credit*
• Rate ~ Prime + 1.5% variable, interest billed monthly

Member FDIC. Program guidelines and restrictions apply. Program guidelines are subject to change at any time without notice. *Borrower(s) are ineligible for 100% financing if they have a bankruptcy, past due installment debt, outstanding tax liens, large judgments, or past due child support.